Non-Bankruptcy Services

The Selbach Law Firm, serving all Central and Western New York is the leading authority on Consumer Rights, Debt Settlemen and Bankruptcy Law. Veteran Attorney James Selbach has been protecting consumers from creditor harassment, bankruptcy and foreclosures for over 28 years. We have a number of services for our clients in their time of need. Our one-of-a-kind NON-BANKRUPTCY Program can help you. Call today for a free consultation and get all the facts!

Get Out of Debt Without Bankruptcy
A. Stop Creditor Harassment
B. Get Out of Debt
C. NO Bankruptcy

*Our one-of-a-kind program can help you.

Debt Settlement
We've all heard the commercials from the telemarketers that claim they can reduce your debtand stop creditor harassment. They claim to know “the secret” your creditors don't want you toknow. The real secret, however, is that most of these are scams and they just can't and won't do what they claim. They will take your money and leave you in a worse position. Avoid them like the plague.The idea, however, of settling your debt outside of bankruptcy is a good one if it's done properly by an experienced lawyer. If you prefer a non-bankruptcy solution, we can draft a plan designed personally for you.

Mortgage Loan Modification
Unfortunately, for every crisis there are people out there looking to take advantage of others in desperate times. There are now thousands of “mortgage rescue” companies who are preying on people in foreclosure. Our website also goes into detail about these scams. Again, stay away from these rip off artists. At the same time, negotiating with your mortgage company through your attorney can often save your home without Chapter 13 bankruptcy. We can represent you in an application to modify your mortgage loan. After meeting with one of our experienced attorneys, you can decide if this option is for you.

Attorney Consultation
As do all bankruptcy attorneys, we offer a free consultation with one of our lawyers. Unlike other bankruptcy attorneys, we will explore all your options, bankruptcy and non-bankruptcy. We believe that you will greatly benefit from our vast experience in this area.

 

Get the real facts and know your options. There is a solution for you.

Call us today and we can help!

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“You can help yourself get out of debt with managable payments and legally stop creditor harassment.”

*Under federal law we are considered to be a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.