Chapter 13 Bankruptcy: Get Out of Debt with Managable Payments and Legally Stop Creditor Harassment

If you’re consumed with debt, I’m sure you’ve noticed all those commercials that claim to reduce your debt by 60 to 70 percent and stop creditor calls. They all talk about the “Secret” your creditors don’t want you to know. The “Secret” however, is that these programs almost never work and they can’t and don’t stop your creditors from calling because they can’t provide you any legal protection.

At The Selbach Law Firm we help people just like you enter into Chapter 13 Bankruptcy or a Federal Debt Adjustment Plan, where you pay monthly payments based on what you can afford to pay, not on what your creditors are demanding. Your secure payments are paid through a plan supervised and protected by a Federal Court, not some questionable company. As your lawyers we obtain a court restraining order that makes it illegal for your creditors to do anything to collect the debts.

If you are consumed with debt, your being harassed by creditors and you just want manageable payments to get out of debt, give us a call today. We are a Federal Debt Relief Agency, helping people get out of debt with the protection of the law.

TOP 5 Advantages Under Chapter 13 Bankruptcy (Federal Debt Adjustment Plan):
1. Legally protected from your creditors by a court restraining order.
2. Pay what you can afford, not what creditors demand.
3. Payments are made to a federal court, not some questionable company.
4. You don't walk away from your debt. You make managable payments.
5. You don't need creditor's consent.

Stop Foreclosure. Chapter 13 can immediately stop a foreclosure and forces the bank to take the past due payments over a five year period. This is a very powerful option that can save your home.

Mobile and Manufactured Homes
If you have a loan on a mobile or manufactured home and you owe more than it is worth,
there is a solution that you may not be aware of. In a Chapter 13 reorganization bankruptcy case, you can drastically reduce the monthly payment, and immediately stop foreclosure. You are re-writing the loan without the lender's consent.

Second Mortgages
In a Chapter 13 case, depending on the property value and the amount of the first mortgage,you may be able to completely remove a second mortgage from your home.

 

 

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Get the real facts and know your options. There is a solution for you.

Call us today and we can help!

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“We can help you get yourself out of debt by trusting a law firm to provide legal protection to allow you to get your life back.”

*Under federal law we are considered to be a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.